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2:08
YouTube
The Annuity Expert | Retirement And Insurance
Is a Commutation Benefit the Same as Cash Value?
In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of the critical difference between Cash Value and a Commutation Benefit. When you purchase a Single Premium Immediate Annuity (SPIA) or a Deferred Income Annuity (DIA), you are forced to "annuitize" your contract. This means you irrevocably hand your lump sum over to ...
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