Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Instant life insurance offers speed and convenience, but understand the trade-offs in coverage and cost before you apply ...

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. In 2026, insurers might know more about you ...

The transformation of underwriting will not arrive as a dramatic disruption; it will happen gradually through the replacement ...

While Colonial Penn’s life insurance only offers a whole life policy, Globe Life also has term life, whole life, final expense coverage, children’s life, accidental death insurance and accidental ...

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In 2026, insurers might know more about you than you know about yourself. Applying for life insurance used to require a weeks-long endurance test of paperwork, blood draws and urine samples. But ...